ALAR CZ

Legal or Comprehensive Czech KASKO Insurance

Czech KASKO insurance is an important type of vehicle insurance that provides comprehensive protection for your vehicle.

Our service allows you to order legal or comprehensive Czech KASKO insurance on our website to safeguard your car and yourself from various risks and losses.

Price on request

CASCO Car Insurance – Reliable Protection for Your Vehicle

Every driver cares about preserving their car. And one of the ways to show this care is through insurance. Czech car owners also often choose CASCO (comprehensive car insurance). It provides financial protection against various types of force majeure circumstances. This may include theft, unlawful actions of third parties, natural disasters, and other risks. 

CASCO insurance covers damage to the vehicle even if you are the one at fault. And this is its main difference from the mandatory povinné ručení (the Czech equivalent of OSAGO in Ukraine). Do you value safety, comfort, and confidence in any road situation? CASCO car insurance is the optimal solution to ensure compensation for damage resulting from unforeseen situations. Just like Czech technical inspections, insurance is part of caring for the safety and functionality of your vehicle.

What the CASCO Policy Covers

CASCO can be arranged in various configurations. Every car owner can choose either a basic or a full package. Here are the main risks:

  1. Damage from a traffic accident, even if it's your fault.
  2. Theft or loss of the vehicle.
  3. Fire, explosion, falling objects on the car.
  4. Natural disasters – hail, flood, hurricane.
  5. Damage by third parties or animals.
  6. Parking damage, with no identified culprit.

To save on the policy cost, you can choose an economy version with a deductible or limited risks. If your financial situation allows you to choose a full package, it's better to go for it. The cost of CASCO insurance depends on the car brand, its year of manufacture, and the selected policy terms.

Advantages of CASCO for Car Owners

Having a CASCO policy provides many benefits:

  1. Financial protection in all situations. Repairs or damage compensation are provided regardless of who caused the accident.
  2. Confidence on the road. No need to worry about damage even in difficult weather conditions (rain, snow, poor visibility).
  3. Quick claims processing. Convenient online service and support throughout the process ensure quick reimbursement.
  4. Choice of STK or service center. The policy allows repairs at authorized service stations or official dealerships.
  5. 24/7 customer support. Assistance with insurance claims is provided promptly. A specialist will come to the accident scene to record all details of the incident. They will help fill out the necessary documents for the insurance company. In case of serious damage, the vehicle will be transported to the nearest service. Roadside assistance is also provided.

Already completed your car registration works in the Czech Republic? For new cars, taking out CASCO is a logical next step. It’s the only way to get compensation for damage and avoid depreciation of your vehicle.

What Affects CASCO Price

The policy price is calculated individually and depends on the following factors:

  1. Brand, model, and year of the vehicle.
  2. Market value of the car.
  3. Driver's experience and age.
  4. Region of registration.
  5. Selected risks and conditions (deductible, parking, security, etc.)

CASCO for a new premium-class car will cost more than for a used mid-range vehicle. Driving experience is also important – the more years behind the wheel, the lower the accident risk coefficient.

How to Apply for CASCO Insurance Online

Arranging CASCO from home has become a reality. All you need to do is submit a request on the company's website, get a cost calculation, and pay for the selected package. You then just wait to receive the policy by e-mail or physical delivery to your residence. 

The AlarCZ company also offers services such as: Registration of a right-hand drive car in the Czech Republic, imported vehicle registration, assistance in obtaining leasing.

Feeling confident behind the wheel and not worrying about unexpected situations is possible. All it takes is to arrange a CASCO insurance policy.

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